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Real Estate Tips

Financing Your Home >Financing Clauses

Residential sales agreements usually have clauses referred to as financing contingencies which allow the buyers to declare the contract null and void if they are unable to obtain financing. This may be the most important condition in your contract if you are buying a home, so read the contract carefully before you sign it.

Most financing clauses set a time limit of from 30 to 45 days for obtaining a firm commitment from a lender. They may set deadlines for applying for a loan, and require the buyer's full cooperation in obtaining all the information needed to process your loan. If the loan is not approved by the deadline, it may be necessary to request an extension from the sellers or take specific steps to void the contract and get your deposit money back. Be sure to note all of the financing deadlines in the contract, apply for your loan as soon as possible, and be diligent about providing the lender with any documents that are requested.

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Real Estate Trivia

Q 
The upper walls of what famous holy temple are lined with gold?

A 
The Golden Temple in Amritsar, India is the most sacred temple and spiritual center of the Sikhs.
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The Coldwell Banker Winthrop Realty Team
503 Hwy 20 South
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Email: thecbwinteam@NUMBER1EXPERT.com 		The Coldwell Banker Winthrop Team, REALTOR®, real estate agent and broker for Mazama, Winthrop and Methow Valley, Washington home listings, property and land for sale - NUMBER1EXPERT
One Team. One Goal. Providing the Best Real Estate Service in Washington’s beautiful Methow Valley! Our team is the top producing real estate company in the Methow Valley, including the towns of Winthrop, Mazama, Twisp, Carlton, and the surrounding areas. We specialize in mountain homes and cabins, ranches, condos, investment properties, and land. We provide old-fashioned service with state-of-the-art technology to help you find your special property. With many years of experience buying, selling, and developing real estate, you will get what all our clients come to expect—the very best. Representing both buyers and sellers, we will provide you with an in-depth consultation on any aspects of your real estate transaction. The Coldwell Banker Winthrop Team is your BEST choice in real estate. Call or email us today!
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