Mazama, Winthrop and Methow Valley Washington real estate listings, home buying, selling and relocation information

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Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Q	Fewer than 2 percent of homeowners build this type of home:
A	Fewer than 2 percent build a custom home; most buy an older home or select from a home builder's menu.
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The Coldwell Banker Winthrop Team, real estate agents and broker for Mazama, Winthrop and Methow Valley Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

The Coldwell Banker Winthrop Team
Coldwell Banker Winthrop Realty
503 Hwy 20 South
Winthrop, WA. 98862
509-996-2121
800-321-4482
Fax: 509-996-2123
Email: thecbwinteam@NUMBER1EXPERT.com
One Team... One Goal... Providing the Best Real Estate Service in Washington�s beautiful Methow Valley! Our team is the top producing real estate company in the Methow Valley, including the towns of Winthrop, Mazama, Twisp, Carlton, and their surrounding areas. We specialize in mountain homes and cabins, ranches, condos, investment properties, and land. We provide old-fashioned service with state-of-the-art technology to help you find your special property. With over 25 years of experience buying, selling, and developing real estate, you will get what all our clients come to expect�the very best. Representing both buyers and sellers, we will provide you with an in-depth consultation on any aspects of your real estate transaction. The Coldwell Banker Winthrop Team is your BEST choice in real estate. Call or email (use hypertext for word email) us today!

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