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Financing Your Home >Qualifying Guidelines

It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?

The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.

While loan rejections are disappointing, they can be resolved.

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Q	The upper walls of what famous holy temple are lined with gold?
A	The Golden Temple in Amritsar, India is the most sacred temple and spiritual center of the Sikhs.
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The Coldwell Banker Winthrop Team, real estate agents and broker for Mazama, Winthrop and Methow Valley Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

The Coldwell Banker Winthrop Team
Coldwell Banker Winthrop Realty
503 Hwy 20 South
Winthrop, WA. 98862
509-996-2121
800-321-4482
Fax: 509-996-2123
Email: thecbwinteam@NUMBER1EXPERT.com
One Team... One Goal... Providing the Best Real Estate Service in Washington�s beautiful Methow Valley! Our team is the top producing real estate company in the Methow Valley, including the towns of Winthrop, Mazama, Twisp, Carlton, and their surrounding areas. We specialize in mountain homes and cabins, ranches, condos, investment properties, and land. We provide old-fashioned service with state-of-the-art technology to help you find your special property. With over 25 years of experience buying, selling, and developing real estate, you will get what all our clients come to expect�the very best. Representing both buyers and sellers, we will provide you with an in-depth consultation on any aspects of your real estate transaction. The Coldwell Banker Winthrop Team is your BEST choice in real estate. Call or email (use hypertext for word email) us today!

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